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MBIA Privacy Policy


MBIA Inc., with our affiliates ("MBIA" or "we"), is sensitive to privacy issues on the Internet.  Set forth below is the Privacy Policy applicable to this website and MBIA's Client Connection Service (the "Site").  The Privacy Policy explains how we collect information from you on the Site, what we do with this information and how you can contact us regarding such information.  We believe it is important that you know how we treat the information about you that we receive on the Site.

In addition to carefully reading the Privacy Policy, please click here to read our Terms and Conditions of Use and the Acceptable Use Policy, which explain how you may use the Site.

INFORMATION THAT WE COLLECT.

Personally identifiable information:  In order to use certain features of the Site, we may request that you provide us with personally identifiable information, such as your name, mailing address, e-mail address, phone number, fax number, client identification number, resume or other personally identifiable information (“Personally Identifiable Information”).  All information that you provide through the Site is sent to and stored on servers located in the United States.

We may collect and we (including our affiliates) and our business partners may use Personally Identifiable Information to respond to your inquiry, email you content or alerts (including updates to the Site or to the Online Terms or this Privacy Policy) or allow you to access specific account information.  In addition, we may use any Personally Identifiable Information submitted in response to our job advertisements in our review process, which may include disclosure to affiliates and third parties assisting us with our review.

We endeavor to use administrative, technical, personnel and physical measures to safeguard personally identifiable information in our possession against loss, theft and unauthorized use, disclosure or modification.

Non-personally identifiable information:  In general, you can visit the Site without being asked to reveal any Personally Identifiable Information. However, our web servers collect some information that does not personally identify you.  For instance, we collect and log the Internet Protocol address of a visitor’s computer (which is the address of your computer on the Internet), the browser a visitor is using (e.g., Internet Explorer), the operating system (e.g., Windows) and the domain names that you have visited before entering and after leaving the Site.  This information is aggregated to measure statistics about our visitors, such as the number of visits to the Site, the average time spent on the Site and the pages viewed on the Site.  We use this information to monitor the use of and to improve the content of the Site.  Except in connection with certain permitted disclosures to law enforcement (discussed below) and certain technical features of the Site (e.g., maintaining session status), We do not combine such information with Personally Identifiable Information and only uses such information in the aggregate.

INFORMATION STORED ON YOUR COMPUTER.

We may send text files (e.g., “cookies” or other cached files) or images to your web browser to store information on your computer.  Such text files and images are used for technical convenience to store information on your computer.  For instance, we may use a session cookie to store form information that you have entered so that you do not have to enter such information again.  We may use information stored in such text files and images to customize your experience on the Site and to monitor use of the Site.  You may set your browser to notify you when you receive a cookie.  Many web browsers allow you to block cookies.

DISCLOSURE OF PERSONALLY IDENTIFIABLE INFORMATION.

Disclosure to Affiliates and Partners:  We may share your Personally Identifiable Information with our affiliates and partners, who provide services on our behalf.  By way of example, but not by limitation, our business partners may send you email alerts or investor information if you have signed up to receive such information.  We require our affiliates and partners to maintain the confidentiality of your personally identifiable information.  Any party to which we provide Personally Identifiable Information will be advised to use it only in accordance with this Privacy Policy and as permitted under applicable laws and regulations.  Unless you have authorized us to do so, as otherwise required to do so by law or as specified in this Privacy Policy, we will neither display your Personally Identifiable Information on the Site nor disclose your Personally Identifiable Information to third parties other than affiliates or partners performing services on our behalf.

Disclosure in Connection with a Sale of MBIA:  Notwithstanding anything in this Privacy Policy, we reserve the right to transfer Personally Identifiable Information to a third party without your permission in connection with a sale of stock, merger or consolidation or other transfer of the assets of MBIA and/or of an affiliate or division, whether voluntarily or by operation of law, to such third party, provided that such third party agrees to protect the confidentiality of your Personally Identifiable Information consistent with this Privacy Policy.

Disclosure to Law Enforcement:  Notwithstanding anything in this Privacy Policy, we may disclose information about you, including, but not limited to, Personally Identifiable Information, to law enforcement or other governmental officials or agencies in response to a subpoena, search warrant, or court order. We may also disclose your Personally Identifiable Information or other information about you if we believe, in our sole discretion, that such disclosure is appropriate in connection with an official investigation or in response to a significant threat to a person's health or property.  We may disclose information about you to enforce the Terms and Conditions of Use and the Acceptable Use Policy, to respond to claims of violations of third party rights or to protect the rights of MBIA.  If it is lawful to do so, we will make reasonable efforts to notify you of any request for disclosure of your information as soon as reasonably practicable following receipt of such a request.

CORRECTIONS, UPDATES AND REQUESTS FOR INFORMATION.

Upon receipt of your written request, we will provide you with a copy of all Personally Identifiable Information that we have collected from you on or through the Site.  By written request to MBIA, you may correct any erroneous Personally Identifiable Information or request that MBIA delete such Personally Identifiable Information.  Please send all such requests to:

MBIA INC.
1 MANHATTANVILLE ROAD, SUITE 301
PURCHASE, NY 10577

OR

Info@mbia.com

MBIA reserves the right to confirm your identity before releasing any such Personally Identifiable Information to you. If you request email alerts, investor information or other information and provide your email address to us, we may from time to time send you such information.  If you do not wish to receive such emails, you may opt out of receiving such emails by writing to:

MBIA INC.
1 MANHATTANVILLE ROAD, SUITE 301
PURCHASE, NY 10577

OR

Info@mbia.com

From time to time, MBIA may also send information related to updates to the Site, the Terms and Conditions of Use, the Acceptable Use Policy or this Privacy Policy.

THIRD-PARTY SITES.

The Site may contain links to websites operated by unaffiliated third parties.  MBIA is not responsible for the content or the privacy practices employed by other sites.  Please read the terms and conditions of use and privacy policy of the destination website.

NOTICE TO CALIFORNIA RESIDENTS – YOUR CALIFORNIA PRIVACY RIGHTS.

If you are a California resident, you have the right to receive: a) information identifying any third party company(ies) to whom we may have disclosed, within the past year, personal information pertaining to you and your family for that company’s direct marketing purposes; and (b) a description of the categories of personal information disclosed.  To obtain such information, please send a written request to:

MBIA INC.
1 MANHATTANVILLE ROAD, SUITE 301
PURCHASE, NY 10577

OR

Info@mbia.com

CONTACT US.

If you have specific questions about our Privacy Policy, the Terms and Conditions of Use or the Acceptable Use Policy, please contact the MBIA IT Security Officer at: 1 Manhattanville Road, Suite 301, Purchase, NY 10577 or at Info@mbia.com.

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